Financial Services

IBA Brokers offer a vast range of Financial Services products. All of our members are appointed and regulated by the Financial Regulator – either as Authorised Advisors or as Multi Agency Intermediaries. The two main benefits for the consumer are – Independent Advice and Choice. IBA members are highly qualified in the Financial Services industry – many have the Qualified Financial Advisor (QFA) qualification.

Our members will assist you through the maze of products currently available in the market place and help you to identify the product most suitable to your needs at the most competitive price. Many members now offer a full Financial Planning Service that assists their clients in planning for the future across the full range of Financial Services products.

The following are some of the Financial Services products available through IBA brokers:

Life Assurance

IBA brokers specialise in outlining the various types of Life Assurance available. They will assist you decide on a particular type and level of cover – best suited to your needs. Examples of the options available are Level Term, Level Term with Convertible Options, Decreasing Term (typically mortgage protection) and Whole of Life Cover. Other types of cover available are Business Protection Insurance, Keyman Insurance, and Capital Acquisition Tax Planning. Whatever your Life Assurance needs - an IBA broker is best placed to give you independent advice and choice across all the products available in the market place. Once you have chosen the type and level of cover best suited to your needs, your IBA Broker will then search the market for the best price for you.  Top

Pensions & Retirement Planning

Pensions and Retirement Planning can be very complex areas. IBA members pride themselves on their ability to cut through the complexity and assist consumers in planning for retirement. Some of the headline products they cover are: Self Employed Pensions, Company Pensions (Individual), Single Premium Pensions, PRSAs, Group Pensions, Self Administered Pensions. An IBA broker in your area will assist you with your retirement planning needs - to arrange a dedicated appointment simply use our Find your nearest Broker map search facility.  Top

Investments

The number and choice of investment products is ever increasing. Currently some of the products available are Single Premium Unit Linked Funds, Guaranteed Trackers, Endowments etc. Regular Premium Investment Plans, U.C.I.T.S. and Fixed and Variable Term Cash Deposit Accounts are also available. An IBA Broker will help you identify the investment product(s) and term(s) that suit you. To set up a financial planning session contact your nearest IBA Broker.  Top

Mortgages

Our members can arrange Residential, Buy-to-Let and Commercial Mortgages. Mortgages for purchases of Investment properties abroad are currently very popular. Through their agencies with all the main lenders in Ireland, IBA members can identify the most competitively priced mortgage on the market for you. Contact an IBA broker today to help you get your mortgage at the most competitive rate and look after all the paperwork and red tape associated with the application process.  Top

Other Products

Permanent Health Insurance (PHI), Private Healthcare, Critical Illness Cover, Long Term Care, Hospital Cash Benefit, Group Schemes, etc. are just some of the other types of cover available through an IBA broker. Contact an IBA Broker for full details of the wide range of cover available at the moment.

Whatever your financial needs: contact an IBA broker to arrange your Financial Planning session